Cryptocurrency Financing
Other Service:
Contract & Project Financing
Contract/project financing with OD/ Trade line/ Invoice Financing, up to 80% of contract value
Property Financing
Property purchase financing + Trade line/OD/Term Loan, up to 150% of Property Value
Shares Financing
Granted 2X share margin limit of Financing to 60%
Cryptocurrency Financing
Granted 80% Financing to crypto value
Cryptocurrency Financing
Unlock the potential of your crypto assets with Cryptocurrency Loans. Borrow against your digital currencies without selling them. Get funds while retaining ownership. Fast and secure financing.
Lending provides crypto-backed loans, enabling consumers, businesses, banks, and governments to collateralize their digital assets for a Malaysian Ringgit (RM) or stablecoin loan.
We provide cryptocurrency loans at competitive terms in exchange for digital assets collateral. The digital assets become part of our portfolio for the financing term, but the borrower retains all beneficial ownership and upside from their digital asset upon completion of the financing term.
Contact Us
Let’s connect to discuss
your business needs.
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WHY CHOOSE US?
The Advantage
As your partner, SME Loan Malaysia becomes a shareholder of your stock, aligning our interests with yours for the long term. Every transaction is structured per the specific circumstances to meet your needs with a competitive edge.

Versatility
Capital for any purpose

More Value
Typical loan-to-value ratio of 65% for your assets

Competitive Pricing
Fixed interest rates

Efficiency
Loan application completed and funds dispersed in a matter of days

Security
All transactions executed using industry standard methods and trusted legal and accounting partners

Dividend Retention and Market Appreciation
Access to liquidity while retaining all beneficial economic ownership of the pledged collateral
HOW WE WORK
Your Completmentary Partner to Unlocking your Business Potential
01
Origination
SME Loan Malaysia’s portfolio management and origination teams identify a suitable equity investment and establish a partnership with the issuer or asset owner.
02
Agreement & Funding
SME Loan Malaysia issues a loan to the asset owner and receives equity as pledged collateral in order to establish a long position in its portfolio.
The asset owner receives favorable, fixed loan terms in exchange. Interest rates typically range between 3 – 4% and LTV ratios typically range between 60% – 70%.
The asset owner receives favorable, fixed loan terms in exchange. Interest rates typically range between 3 – 4% and LTV ratios typically range between 60% – 70%.
03
Financing & Collateral Return
At the outset of the loan, SME Loan Malaysia obtains title and custody of the equity collateral.
The investment team has discretion to rebalance the portfolio and engage in trading and risk management activity.
When the loan is repaid, the full number of shares is returned. The asset owner retains 100% of the equity upside appreciation.
The investment team has discretion to rebalance the portfolio and engage in trading and risk management activity.
When the loan is repaid, the full number of shares is returned. The asset owner retains 100% of the equity upside appreciation.
Financing Solutions Tailored for Your Company.
Overcome financial constraints with our expertly structured financing solutions.
We’re here to ensure your project’s success from start to finish.
We’re here to ensure your project’s success from start to finish.

