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Bandar Puteri Puchong, Malaysia

smeloanmsia@gmail.com

+6017-719 1319

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Getting a Commercial Property Loan: What You Need to Know

By admin / May 3, 2024

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Company Name: SME Credit Sdn Bhd
License: WL6820/12/01
Co. No. : 1169821-T

Contacts

A: 30-52a, Jalan Puteri 1/2, Bandar Puteri Puchong, , Puchong, Malaysia
E: smeloanmsia@gmail.com
P: 017-719 1319

Interest Rate

- Unsecured loan not more than 18% per annum - Secured loan not more than 12% per annum

Product Information:
Loan tenure: Between 91 and 180 days. The maximum Annual Percentage Rate (APR) is capped at 18%.

Loan Calculation Example:
Ms. Siti applies for a loan of RM5,000 for 3 months (90 days). The total interest payable is calculated as:
RM5,000 × 90 × 0.05% = RM225.

The total repayment amount is:
RM5,000 + RM225 = RM5,225.

The monthly repayment amount is:
RM5,225 ÷ 3 = RM1,741.67.

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